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⚡ Trusted By Thousands of Merchants

Get the Business Funding Your Company Deserves

Abstract Capital Group quickly and efficiently assesses your needs and provides the fastest financing solutions — from same-day cash advances to long-term SBA loans. One application, matched to the right product.

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⚡ Same-Day Funding Available
🔓 No Minimum FICO
💰 Up to $5M+
📋 10-Second Application
Apply For Funding
Takes under 2 minutes · No hard credit pull
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Type
Business
Finance
Funding
Contact
What type of funding are you looking for?
⚡
Cash Advance
Fast, repay via sales
🔄
Line of Credit
Draw as needed
🏛
SBA Loan
Government-backed
📅
Term Loan
Fixed payments
🏗
Equipment
Finance or lease
📄
Invoice / AR
Unlock receivables
🔗
Consolidation
Reduce payments
🔍
Not Sure
We'll recommend
Tell us about your business
Optional — used for personalized outreach
Your business financials
Min. $5,000/mo to qualify
No minimum for MCA
Funding details
📈 Expansion
👥 Payroll
🔧 Equipment
📦 Inventory
🏗 Repairs
🔄 Consolidation
💼 Working Capital
📝 Other
How should we reach you?
For SMS updates & advisor callbacks
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Application Received!

A Business Financing Advisor from Abstract Capital Group will contact you within the hour to review your options.

⚡ Same-day funding available for qualified applicants
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3+ Months in Business
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$5,000+ Monthly Revenue
✓
No Minimum FICO Score
✓
Any U.S. State
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Same-Day Decisions
Our Financing Solutions
One Application. Every Option.
Tell us what you need and we'll match you with the right product — from fast cash advances to long-term SBA loans.
⚡
Merchant Cash Advance
Get funded in hours. Repay a percentage of daily sales — payments flex with your revenue. No minimum FICO.
Apply Now →
🔄
Business Line of Credit
Draw what you need, when you need it. Only pay interest on what you use. Perfect for managing cash flow gaps.
Apply Now →
🏛
SBA Loans
SBA 7(a) up to $5M. SBA BOLT up to $150K at Prime + 3.75%. Government-backed, competitive rates, 10-year terms.
Apply Now →
📅
Term Loans
Lump sum upfront, fixed monthly payments. APR from 6–23%. Approved within 24–48 hours. Ideal for major expenses.
Apply Now →
🏗
Equipment Financing
Finance or lease any equipment in all 50 states. Pre-qualification in 1–2 days. Lease payments may be tax-deductible.
Apply Now →
📄
Invoice / AR Factoring
Turn unpaid invoices into immediate working capital. Advance up to 95% within 24 hours. Not a loan — no debt added.
Apply Now →
🔗
Reverse Consolidation
Already have multiple MCAs? Consolidate into one manageable weekly payment. Reduces payments by 40–60%.
Apply Now →
🏢
Property Refinance
Leverage your commercial real estate to access capital. Competitive rates and flexible terms for property owners.
Apply Now →
The Process
Get Funded in 4 Simple Steps
Our fintech process is designed to get money in your account as fast as possible — without the paperwork and delays of traditional banks.
1
Complete the Application
Fill out our brief online form. Takes under 2 minutes. No lengthy paperwork or complicated requirements.
2
Meet Your Advisor
A dedicated Business Financing Advisor reviews your application and contacts you to understand your exact needs.
3
Receive Your Offer
Get a personalized funding offer matched to your business revenue, product type, and financial goals.
4
Funds Hit Your Account
Upon approval, funds are deposited. For MCAs, repayment adjusts automatically with your daily sales volume.
Why Abstract Capital Group
Built for Business Owners, Not Banks
We're not a bank. We're a fintech-driven capital advisory firm that connects your business to the widest network of lending partners — faster than any traditional institution.
⚡
Same-Day Funding
Our fintech underwriting process completes in hours, not weeks. Many clients receive funding the same day they apply — especially for MCAs and short-term advances.
🔓
No Minimum FICO Required
Bad credit doesn't disqualify you. Many of our lending partners make decisions based primarily on business revenue and time in operation — not your personal credit score.
🎯
Expert Matching
Every applicant is matched with a Business Financing Advisor who reviews your specific situation and recommends the most appropriate product — not the most profitable one for us.
📋
Simple 10-Second Application
Our streamlined online process requires a fraction of the documentation traditional banks demand. Complete your application in minutes and get matched with an offer the same day.
💰
Higher Funding Amounts
Access financing options from $5,000 up to $5 million+. Our network of lending partners covers every funding tier, so there's always an option that fits your business scale.
🤝
Every Credit Type Considered
Whether you're rebuilding credit, have multiple advances, or are a startup — we work with alternative lenders who offer flexible terms unavailable at traditional banks.
Minimum Requirements
Do You Qualify?
Most businesses qualify with just three requirements. If you meet these, submit your application and we'll handle the rest.
3+
Months in Business
With just over 3 months of business operation, you could be eligible for our premier financing options. Startups with invoices may qualify for factoring with less history.
$5K+
Monthly Gross Sales
Minimum required revenue is $5,000+ per month or $60,000 in annual gross sales. Higher revenue unlocks larger funding amounts and better terms.
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Minimum FICO Score
We offer financing solutions for every credit type. No minimum FICO score is required to submit an application. Your revenue matters more than your credit score.
Common Questions
Frequently Asked Questions
Do I need perfect credit to qualify? +
No. A low credit score is a concern for some lenders, but our network includes alternative lenders who make decisions based primarily on business revenue and time in operation. Many of our MCA and cash advance options have no minimum FICO requirement at all. Fill out our Quick 10-Second Application to speak with a specialist.
How fast can I get funded? +
Our fintech underwriting process can complete in just a few hours. Many clients receive same-day funding for Merchant Cash Advances after submitting their application in the morning. SBA and term loans may take a few days to a week depending on documentation requirements. Apply now to see your options.
Is getting a business loan really that hard? +
No. Like other forms of financing, obtaining a business loan is about preparation. Abstract Capital Group simplifies the entire process — we assess your needs, connect you with the right lender, and guide you through every step. Our application takes under 2 minutes. Start your free application today.
Is a bank the best way to get business funding? +
Not always. Banks have strict requirements and lengthy processes. Alternative and private lenders — like those in our network — can offer more flexible terms, faster decisions, and options unavailable at traditional banks, including invoice factoring, cash advances, and revenue-based financing. Compare your options with our free application.
What if I'm already paying back another advance? +
Existing positions don't automatically disqualify you. Depending on your revenue and current balances, we may still match you with an offer — or recommend our reverse consolidation program, which can reduce your weekly payments by 40–60% by replacing multiple advances with a single, manageable payment. Apply and your advisor will review your full situation.
Is the interest rate the most important factor? +
It's important, but not the only factor. Speed of funding, repayment flexibility, collateral requirements, and the lender's willingness to work with your credit profile all matter. Our advisors help you evaluate the full picture — not just the rate — so you get the option that genuinely fits your business. Speak with a specialist today.

Ready to Get the Funding You Need?

Join thousands of businesses that have secured financing through Abstract Capital Group. Same-day decisions, personalized service, every credit type considered.

Start Your Free 10-Second Application →